Hi there! Thanks so much for visiting WiseStockBuyer. :-)

My name is Karl and I have been investing for over a decade. In this time I have learnt a lot and become a lot wiser.

I'm not yet a millionaire, but I am on track with my goal of retiring considerably earlier than most. This is all thanks to my investments.

What can I do for you?

I blog here about my experiences, both good and bad so you can learn from my mistakes, so you can avoid them. I have also put together many indepth tutorials to help you learn how to buy stocks successfully over the long term.

In my time as an investor I have dealt with many different stock brokers, some have been good, others not so good. This puts me in a position to talk to you about the many different brokers and how to pick one that best suits your needs. Our goal of course is to buy stocks to make a profit, not to make greedy brokers rich.

Click one of the options below or scroll down to read some of my latest blog posts:

You’ve graduated college and are moving on to the world of the financially responsible adult. Yeah, right. The number of bankruptcy filings by the college educated has continued to climb (although bombing your student loans with bankruptcy is pretty difficult), and the cost of a college education continues to rise. Instead of falling into this [...]

I’ve seen plenty of articles written on ways to save money. I’ve got a few problems with the average “X ways to save money” list, though. First, a lot of the suggestions are just down-right disgusting. I’m sorry, but no matter how badly I want to save a little bit of extra money this month, [...]

Perhaps the term ‘prepaid credit card’ is a misnomer, but it is a common one. Many people view prepaid debit cards as credit cards, because they are used so similarly. The real difference between a credit card and a debit card, of course, is that with the former you are borrowing money and with the [...]

Online accounts are a part of everyday life for savings needs of many of us – they offer better rates of interest and are more easily managed. Deposits can be made electronically, and regular deposits can be set up from one account to another. Becoming more common now, and following on from the popularity of [...]

A common question asked by novice investors is “How do savings bonds work?” Most likely, your only existing exposure to savings bonds lies in your childhood. You probably received one as a birthday gift from your least favorite Aunt – when you really wanted that awesome new Teenage Mutant Ninja Turtle action figure, or a [...]

Want to know how to buy and sell timeshares? Take your time, then. As you’re about to find out, the world of timeshare ownership is fraught with peril – including negative equity, high interest rates, scams galore, and never-ending maintenance fees. But, a timeshare can be a really attractive option for anyone looking to have [...]

The stock market is where most people consider investing their money, but in an uncertain and shaky market you feel squeamish about putting your money there. If this sounds like you, don’t worry. There are plenty of things you can do with your money to invest it apart from stocks. Just remember, anything you invest [...]

There are many ways to create an income. Investing in dividend stocks is one option, buying treasuries for the yield, or perhaps purchasing a single premium immediate annuity are others. And then there is the possibility of buying a structured settlement. What is a structured settlement? When a person brings a lawsuit against another, say, [...]

The phrase “middle class” sure gets thrown around a lot. Last year’s presidential campaigns have most of us baffled, too – both Romney and Obama report that the income of the middle class hovers right around $250,000 a year. What country do they live in? Depending on where you turn, you’ll find annual earnings figures [...]

Like most people, I am saving in a number of ways toward retirement, with one eye on what might be the best investments for retirement, when I get there. On the way, of course, there are 401 (k)’s, Roths, and various non-traditional routes available to most of us. For example, target date mutual funds take [...]